Articles Tagged with Construction site

Construction site accidents are a leading cause of serious — and often fatal — injuries to workers. In 2013, according to the Occupational Safety & Health Administration [OSHA], 4,585 workers were killed on the job. This equates to more than 12 deaths every day. Of these, 20.2%, or 1 in every 5, were in construction. Four types of incidents lead to most of these deaths: (1) falls; (2) being struck by an object; (3) electrocutions; and, (4) being caught-in/between. Not surprisingly, OSHA has issued safety regulations in an effort to address safety hazards at construction sites. Nonetheless, in FY 2014, the top 10 most frequently cited OSHA violations included those in the areas of: (1) fall protection; (2) scaffolding failures; (3) ladders; (4) electrical, wiring methods, components and equipment; (5) powered industrial trucks; and, (6) machines and machine guarding.

People suffering serious injuries in the work or construction industry often face significant hurdles. First, they need expensive medical treatment. Second, they lose earning capacity, some of them permanently. While most employers are required to have workers compensation insurance to provide for medical care and the provision of some payments for lost wages, workers compensation is not designed to make an injured person whole in connection with their harms and losses. Rather, the medical treatment it provides is often subject to being fought by the employer’s insurer and the payments for lost wages are only a percentage of what the employee would have earned if not injured. In most cases, when an injured worker gets workers compensation payments, they are barred from bringing a claim against their employer.

That does not mean, however, that an injured employee is without other remedies. While an injured worker who is covered by workers compensation cannot bring a claim against his employer or co-workers, there are often other third-parties who can be held responsible if they negligently caused harm. General contractors, sub-contractors, vendors, suppliers and others may provide viable means of third-party recovery for injured workers. These third-party cases provide the opportunity for a more complete recovery on behalf of an injured worker, or their estate if they died on the job. Thus, claims can be made for all of the lost earning capacity and for all of the medical expenses. Unlike a workers compensation claim, in a third-party case the injured party can seek recovery for pain and suffering and the loss of enjoyment of life. These types of damages are often the most important and weighty for an injured person when their life has been fundamentally and permanently changed due to an on the job injury. In addition, the spouse and children of an injured worker may have the right to recover in a third party action for damage done to their relationship with the injured family member. This type of claim, known as a loss of consortium claim, is simply not available under workers compensation law. Thus, a third-party claim offers injured workers, and their families, their best chance for a full and fair recovery for their harms and losses.